Insurance

My mom’s insurance agent is unable to procure an umbrella policy for my mom. This is due to there being an open accident claim from 2011 when my mom rear-ended another vehicle in the parking garage of the clinic where my father was under followup treatment for leukemia. Every vehicle in that parking garage has a medically fragile person in it. One doesn’t navigate through this garage because they are going to visit a patient, as you would a hospital garage. It’s an out-patient facility only. The claim is still open as the injured party’s insurance carrier is in in arbitration with my mother’s insurance carrier attempting to recover money for their insured’s medical expenses due to being rear-ended.

My mom’s insurance agent further informed me that due to her age and accident record, it’s likely that even after the claim closes, she won’t be able to place this coverage for mom.

This leaves mom’s estate at huge risk because, now that she has her license back, she’s a 4000 pound catastrophe waiting for something/someone to hit, again.

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out /  Change )

Google photo

You are commenting using your Google account. Log Out /  Change )

Twitter picture

You are commenting using your Twitter account. Log Out /  Change )

Facebook photo

You are commenting using your Facebook account. Log Out /  Change )

Connecting to %s

%d bloggers like this: